*** PHILOSOPHY *** We believe that by working with equipment dealers to enhance their profitability, we will enhance ours. We also believe that good turn around times, competitive rates, and flexible programs are to be expected of any leasing company. In addition, we build with creativity, professionalism, and consistency. *** PERSONNEL *** When you call or email an application, or just call to ask a question, you deal with the people who make decisions. At C and J, the same policy makers are in charge year after year. This stability insures consistency. *** PROMPT PAYMENT *** C and J Leasing Corp. generally pays all invoices within 24 to 48 hours of receipt of the properly executed papers.

*** EXCELLENCE *** C and J Leasing Corp. annually compares its performance with others in the leasing industry. In all objective areas of evaluation, C and J excels. For the past ten years, C and J has performed at a level of excellence 2 to 4 times above the national average. This level of excellence is important to our suppliers because it proves our ability to perform in a superior manner, year after year. This performance has enabled C and J and its affiliates to become a $23,000,000 organization. *** INDEPENDENT *** C and J Leasing is not owned by any other entity. It is controlled by the same people who work here every day. The officers of C and J are able to approve credit, modify programs, and make other decisions without approval of outsiders. This ensures that all credit decisions are made promptly. You can get decisions on leases of $1,000 to $100,000 or more, in as little time as it takes to gather and review the necessary information.